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NFL · Fixtures & Results

San Francisco 49ers at Seattle Seahawks

NFL 2026 · Week 5 · · Lumen Field · division game

San Francisco 49ers at Seattle Seahawks, Week 5 of the 2026 season: San Francisco 49ers won 32–29.

Prediction made · Elo model

Result

San Francisco 49ers 32–29 Seattle Seahawks

Closing line SEA −3, total 46.5 (went over). San Francisco 49ers covered.

What the model predicted beforehand

The model gave Seattle Seahawks a 60.4% chance of winning and San Francisco 49ers 39.6%, with a predicted margin of SEA by 2.9. The betting market had it SEA 60%. The underdog won.

OutcomeThis modelBetting market
Seattle Seahawks win60.4%60.0%
San Francisco 49ers win39.6%40.0%
MarginSEA by 2.9SEA −3
Total points–46.5

The model is a margin-based Elo rating walked forward over every game since 2002, with home advantage; ties are rare enough not to be priced. Betting market: the moneyline with the bookmaker’s margin removed, and the spread as quoted (favourite first).

How it might finish: winning margin
Chance of each winning margin
San Francisco 49ers by 15+8%
San Francisco 49ers by 8–1410%
San Francisco 49ers by 4–711%
San Francisco 49ers by 1–312%
Tie<1%
Seattle Seahawks by 1–313%
Seattle Seahawks by 4–714%
Seattle Seahawks by 8–1414%
Seattle Seahawks by 15+17%

Most likely exact margins: SEA by 3 (8.5%), SF by 3 (7.7%) and SEA by 7 (5.4%). NFL scores come in 3s and 7s, so margins of 3, 7, 10 and 14 come up far more often than their neighbours.

On this curve Seattle Seahawks were 45.3% to cover the line (SEA −3): to win by more than 3.

The curve is a normal spread of results around the model’s expected margin (Stern, 1991), reweighted for the NFL’s key numbers. Its shape was fitted on 2002–2023 and checked on 2024, where it beat a plain bell curve. Because it is built from the expected margin alone, its win chances can differ by a few points from the Elo figure above, which is the one the Model Lab scores.