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NFL · Fixtures & Results

Denver Broncos at San Francisco 49ers

NFL 2026 · Week 4 · · Levi's Stadium

Denver Broncos at San Francisco 49ers, Week 4 of the 2026 season: San Francisco 49ers won 24–14.

Prediction made · Elo model

Result

Denver Broncos 14–24 San Francisco 49ers

Closing line SF −3, total 48.5 (stayed under). San Francisco 49ers covered.

What the model predicted beforehand

The model gave San Francisco 49ers a 60.0% chance of winning and Denver Broncos 40.0%, with a predicted margin of SF by 2.8. The betting market had it SF 59%. The model’s favourite won.

OutcomeThis modelBetting market
San Francisco 49ers win60.0%59.3%
Denver Broncos win40.0%40.7%
MarginSF by 2.8SF −3
Total points–48.5

The model is a margin-based Elo rating walked forward over every game since 2002, with home advantage; ties are rare enough not to be priced. Betting market: the moneyline with the bookmaker’s margin removed, and the spread as quoted (favourite first).

How it might finish: winning margin
Chance of each winning margin
Denver Broncos by 15+8%
Denver Broncos by 8–1410%
Denver Broncos by 4–712%
Denver Broncos by 1–312%
Tie<1%
San Francisco 49ers by 1–313%
San Francisco 49ers by 4–714%
San Francisco 49ers by 8–1414%
San Francisco 49ers by 15+17%

Most likely exact margins: SF by 3 (8.5%), DEN by 3 (7.7%) and SF by 7 (5.4%). NFL scores come in 3s and 7s, so margins of 3, 7, 10 and 14 come up far more often than their neighbours.

On this curve San Francisco 49ers were 45.0% to cover the line (SF −3): to win by more than 3.

The curve is a normal spread of results around the model’s expected margin (Stern, 1991), reweighted for the NFL’s key numbers. Its shape was fitted on 2002–2023 and checked on 2024, where it beat a plain bell curve. Because it is built from the expected margin alone, its win chances can differ by a few points from the Elo figure above, which is the one the Model Lab scores.