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NFL · Fixtures & Results

Detroit Lions at Carolina Panthers

NFL 2026 · Week 4 · · Bank of America Stadium

Detroit Lions at Carolina Panthers, Week 4 of the 2026 season: Carolina Panthers won 32–26.

Prediction made · Elo model

Result

Detroit Lions 26–32 Carolina Panthers

Closing line DET −4.5, total 52.5 (went over). Carolina Panthers covered.

What the model predicted beforehand

The model gave Carolina Panthers a 45.9% chance of winning and Detroit Lions 54.1%, with a predicted margin of DET by 1.1. The betting market had it DET 64%. The underdog won.

OutcomeThis modelBetting market
Carolina Panthers win45.9%36.3%
Detroit Lions win54.1%63.7%
MarginDET by 1.1DET −4.5
Total points–52.5

The model is a margin-based Elo rating walked forward over every game since 2002, with home advantage; ties are rare enough not to be priced. Betting market: the moneyline with the bookmaker’s margin removed, and the spread as quoted (favourite first).

How it might finish: winning margin
Chance of each winning margin
Detroit Lions by 15+14%
Detroit Lions by 8–1413%
Detroit Lions by 4–713%
Detroit Lions by 1–313%
Tie<1%
Carolina Panthers by 1–313%
Carolina Panthers by 4–712%
Carolina Panthers by 8–1411%
Carolina Panthers by 15+11%

Most likely exact margins: DET by 3 (8.4%), CAR by 3 (8.1%) and DET by 7 (5.2%). NFL scores come in 3s and 7s, so margins of 3, 7, 10 and 14 come up far more often than their neighbours.

On this curve Detroit Lions were 37.4% to cover the line (DET −4.5): to win by more than 4.5.

The curve is a normal spread of results around the model’s expected margin (Stern, 1991), reweighted for the NFL’s key numbers. Its shape was fitted on 2002–2023 and checked on 2024, where it beat a plain bell curve. Because it is built from the expected margin alone, its win chances can differ by a few points from the Elo figure above, which is the one the Model Lab scores.